If you've been in a car collision, you understand the importance of having automobile insurance. Every state mandates purchasing at least basic liability coverage. Liability insurance protects you from being responsible for damages or injuries you cause to others in a collision. Insurance companies offer several other types of auto insurance with varying levels of coverage. A medical payments policy insures medical charges for all passengers in your vehicle. There is also underinsured motorist coverage that protects you from drivers with little or no insurance. Being familiar with all your insurance options and selecting the correct coverage can save you money and help protect you and your loved ones in case of an accident.

Home Insurance

Buying a house is a huge emotional and financial investment and it is essential to keep the investment protected. Home insurance can be a great asset to ensure that you are covered in the scenario that your house is destroyed or damaged. Home insurance can vary from more comprehensive policies to basic liability coverage that cover your personal property or the structure of your house. Home insurance can also include specific policies that insure your house in case of flood, fire, or earthquake. Your insurance company will determine how your home insurance coverage functions. Meet with a qualified insurance agent today and find out what type of home insurance best fits your needs.

Renters Insurance

Renters insurance is designed to protect stolen, damaged, or destroyed possessions of a renter. Renters insurance can also provide for liability or medical expenses if the renter is responsible for injury and damages that occur in their home or apartment. Renters are at the mercy of several outside forces, such neighbors, guests, and burglars that can cause problems that will not be covered by the owner's own insurance. If you are a renter, contact an insurance agent today and discuss your options for renters insurance.business insurance 13090