If you've been in a car wreck, you understand the importance of having vehicle insurance. Every state mandates purchasing at least basic liability protection. Liability insurance protects you from having to pay for damages or injuries you cause to others in an accident. You can also choose from several other types of auto insurance with different levels of protection. A medical payments policy insures medical expenses for anyone riding in your vehicle. There is also uninsured motorist coverage that protects you from drivers with little to no insurance. Being familiar with all your insurance options and choosing the right coverage can save you money and help protect you and your loved ones in case of an accident.

Home Insurance

Owning a home without insurance can be very dangerous. You will be liable for the complete price of rebuilding your home if it is damaged from fire, flood, or natural disaster. Home insurance may also be able to replace your personal belongings or help you if you are liable for damage to another person's property or an injury sustained on your property. Along with that, you could also receive coverage to handle court fees and food and lodging if you have to leave you home. Meeting with an insurance agent can help you determine which type of insurance best fits your life and budget.

Renters Insurance

Broken or frozen pipes. Flood or fire damage. An unexpected theft. Such events and many others can cause the possessions of a renter to become damaged, destroyed, or stolen. Because a renter's possessions are likely not insured by their landlord's insurance, a renter should have an active and comprehensive renters insurance plan. This coverage can replace those possessions and also provide for other expenses like liability, medical charges, court fees, and hotel accommodations. Make sure you are protected when you have renters insurance coverage.home insurance longwood fl