We are constantly bombarded by assortments ads, billboards, and commercials displaying different forms of insurance. But why is insurance so important? Insurance is designed to provide for different types of allegations depending of the form of plan that has been payed for. Insurance can be an effective tool in protecting our vehicles, homes , possessions, and physical health; despite its seemingly high cost. Some types of policies are required by law, while others can be purchased in addition. An experienced insurance agent can review your best options regarding prices and coverage. accident insurance 92117